The numbers are tight.
Ground says so clearly, shows what is protected, and helps you find the next decision without turning a hard week into a lecture.
Honest, not hopelessBudgeting for the week you are actually having
A number
you can trust.
Ground shows what is safe to spend today, with your next payday, bills, and goals accounted for.
See how the number works14 days free. No credit card. Bank connection optional.
Bills covered$1,260 protected
Payday in 7 daysYour plan updates with you
You've got this.
One clear number
Works with or without bank sync
Web + Android
Built without shame
The difference
Your balance tells you what is there.
Ground tells you what is yours.
A bank balance can look fine while rent, groceries, and next week's phone bill are quietly waiting. Ground does that mental math before you spend.
Why the numbers look different →
Here is the honest picture
An example with 7 days until payday
+
$1,620available right now
−
$1,260for bills before payday
−
$101for groceries, gas, and the things life needs
Actually Yours
$259
after the important things are protected
Safe to Spend today
$37
You can use this today and still be okay until payday.
Your real number is based on your accounts, plan, bills, goals, and payday.
Try it with your own numbersGround is for real life
Money can be serious.
Budgeting does not have to feel punishing.
You want something.
Put it in the Parking Lot for 24 hours. Tomorrow, choose to buy it, pass, or move that money toward a goal.
A pause, not a punishmentPlans changed again.
Add the expense, move a bill, or update payday. Your number recalculates so one surprise does not make the whole plan feel broken.
Built to adjustA clearer money system
Everything important.
Nothing shouting at you.
Ground keeps your plan visible and your next move understandable, whether you check in for ten seconds or sit down for a full review.
Safe to Spend
Open Ground. Know where you stand.
Your daily number updates as expenses, bills, and payday change.
SAFE TO SPEND TODAY
$37
Bills covered
The Parking Lot
Want it now?
Want it now?
Decide tomorrow.
A built-in 24-hour pause gives the impulse time to cool off without telling you what to do.
WAITING
New headphones
$84.00 · 17h left
PassBuyMove to goal
Ask Ground
Answers based on your actual numbers.
Ask why your number changed, what a purchase would affect, or tell Ground to draft an update for you to review.
Can I spend $60 on dinner?
You can, but your Safe to Spend would drop to $21 for the next three days.
The full picture
Plan on a big screen.
Plan on a big screen.
Check in from anywhere.
Ground is a full web app and an Android app, with a home-screen widget for your number and quick expense entry.
More when you need it
A budget that can grow with you.
Bills
Track due dates, get reminders, and let bank sync match payments after they clear.
Goals
Set money aside for what matters and see your progress without guilt.
Debt payoff
Track balances and payments, then see the date you are working toward.
Partner mode
Share expenses, bills, and goals while keeping personal settings private. Read the couples budgeting guide
Wins
Ground notices when you show up for your money and reminds you that progress counts.
Manual or synced
Connect accounts with Plaid or enter things yourself. Ground works either way.
Android home-screen widget
Your number and quick actions, without opening the app
Coming soon
Ground for Wear OS
See your number and log an expense from your wrist.
Ground goes with you
Your whole plan at home.
Your number at a glance.
Use the full experience in your browser or on Android. Add the Ground widget to see Safe to Spend, speak an expense, or tap + Expense without hunting through your phone. A companion experience for Wear OS is coming soon.
Private by design
Your money is personal.
Ground treats it that way.
Your bank login credentials never touch Ground's servers. Plaid handles bank connections with read-only access. Your financial data is encrypted, never sold, and never used for ads. Delete it anytime.
Read the privacy policy →Read-onlybank connections
Never soldor used for ads
Your choicesync or manual
Simple pricing
Try everything.
Keep what helps.
Start with 14 days of Ground Pro. No credit card is required, and manual tracking stays free when the trial ends.
Compare plans →
Summer sale · ends August 31
$39/ year
Save $20 on the annual price during the summer sale.
- Bank sync and matching
- Ask Ground
- Partner access included
- All planning features
You do not need a perfect budget
You need a plan that still works when life doesn't.
Ground gives you an honest number, a clearer next step, and a little room to breathe.